One of the most common pitfalls we observe is people unwittingly potentially invalidating their home insurance by posting about their holidays. Here is how a potential scenario could unfold: you’re excited about your upcoming holiday and share a countdown post on Instagram or Facebook. Whilst this might seem harmless, you’ve just advertised to potential burglars that your home could be empty.
Homewatch report that 78% of burglars use social media to identify potential targets. If your home is burgled whilst you’re away and your insurer discovers your public social media holiday posts, they may argue that you’ve failed to take reasonable precautions to secure your property, potentially leading to a reduced payout or even a rejected claim.