To me, this is not how I think about my audio system.
With most of my friends who want to get into audio, I usually ask them how much they want to spend and how do they want to play their music (vinyl/CD/streaming) and then I try to optimize their system within their budget for them.
And then if they enjoy what they have already but now have the audiophile bug, and they decide they want to spend more money on their hobby, we chat about what is their best bang for their buck in terms of upgrades.
Fortunately, I have never had friends who want to spend 5 figures right off the bat because I have to admit, I would not recommend anyone getting into audio systems new to spend that much money. What if they decided they didn't really want that nice a system to begin with. I learnt this the hard way myself - blew a very low 4-figure amount on a luxury watch and then realized I don't like luxury watches. And no, I wouldn't suddenly like luxury watches if I started with a 6-figure one.
I think a hobby is a hobby. We can spend as much as we can afford in it. But the spending should not define us or the hobby.
I hope that makes sense.
Besides, I think source material aside, the primary determinant of sound is actually room acoustics/seat/speaker positioning (and if needs be DSP) followed by the gear. So great audio can be had for reasonable prices. And if that's too expensive, there are always headphone options that are even cheaper.