Rob,
With all due respect, your peak level may be far different than others.
What I've found over the years, is that the better the system (higher resolution, clarity, etc.) the lower the level one requires to enjoy the system.
Even though my system can do this, I've never reached that peak. Hurts my ears not to mention potential long term hearing damage.
Best.
I find that with pop/rock music which is relatively compressed, or even Jazz where most recordings are predictable I have a bit of leeway as to the reference level I can play it at. I find minimal adjustment to get the 'right' level.
however; with classical, particularly full orchestral pieces on my system, that getting the reference level right can make a significant difference to the flow of the music since the dynamic and SPL range is so wide. on crescendos and high level runs the SPL's and dynamic energy can be daunting. which is how it is live too. one has to be in the mood to be that involved. and when I am in that mood having that headroom and horsepower in speakers, amplifier and room design makes for quite a ride. of course, that issue is what drove me to move homes and build a dedicated large room. the room and that headroom allows the music to be natural and has sufficient ease on peaks to avoid that full-body-cringe factor. that is where the payback for the commitment lives.
listening to full tilt boogie levels and allowing the music to wash over you and get carried away sonically and physically is lots of fun for me.
there are a few live Jazz recordings which can mimic live energy if I turn them loose too.
I'm looking forward to my new darTZeel preamp which will have the numerical volume readout allowing me to be able to nail that reference level more consistently.