$20 bucks a month. Only hardware you need is a USB compatible DAC, and a cheap $235 streamer like my Superstream. Let me know your budget and I can set you up with something that would blow your mind. I know your not a smartphone or ipad guy, so I could set something up that would allow you to use the computer you use to come on here, to stream wirelessly from your laptop in phenomenal quality to the streamer/DAC.
I think they are up to over 40 million tracks now. It's a no brainer! Just added the Beatles discography today.