I'm very surprised that you rate this one so highly, N.S. I thought that it was just ok.
See, numbers...they all have different values for different people. :b
That's why I was never big in giving scores to films before...because they don't mean much for cinephiles like I.
But for other folks (Amir) they mean much more. ;-)
Anyway, 93.5 for me is good, ...96.6 is real good, ...and 99.5 is awesome.
Below those numbers? ...Like I said; just numbers...and people they can play all they want with numbers...like $20 milions in my bank account, or 120-foot yacht in my private marina, or 3,500 bottles of wines and champagnes in my cellar, or ...you got the score by now...we all put different values to numbers...just like some of Amir's ultra hi-end customers. :b
'Payback' is a real cool flick, funny, well constructed, great performances, and the music is totally my bag.
We don't fight over ratings, numbers, we just gave our owns. :b ...We take our own scores and run with them @ home or anywhere else.
And some days we don't feel anal about music and movies; we simply go with the flow @ the time.
When we listen to a music piece; do we feel the exact same from one distant past listening audition to a more recent session? ...It's the same with films.
Life is great, I love it, with all my heart and soul, and from one day to the next it's never the same twice.
We are all so different and @ the same time all related. ...'Payback' is more than just ok; it's cool.

...And 93.5 is cool too.

Besides, when I really like a film, I emphasize my liking, to encourage others to visit it, or revisit it.
How would you personally rate
'High Fidelity' ? Please, give me your score from zero to one hundred; then I'll tell you what I truly think too. :b
Mike, what was the last film that you watched? ...Anywhere...home...theater...any medium.